The financial
infrastructure for
the internet age.
One account for spending, saving, and investing. Zero fees. Real-time analytics. Built for the way you actually move money.
FDIC insured up to $250,000 · Open in 2 minutes · No minimum balance
Dashboard — Your money, at a glance
A beautiful, intelligent dashboard that gives you complete control.
Total balance
$48,329.54
$12,450.32
+$2,100 this month
$28,122.80
+$890 this month
$7,756.42
+$1,230 this month
Portfolio performance
Recent transactions
Gadget Hub
Shopping
-$1,299.00
Today
Salary deposit
Income
+$5,400.00
Mar 1
StreamVault
Subscription
-$15.99
Feb 28
Transfer to savings
Transfer
-$500.00
Feb 28
Freelance payment
Income
+$2,100.00
Feb 25
Features — Built for modern finance
Everything you need to manage, grow, and protect your money.
Instant global transfers
Send money across borders in under 3 seconds. Zero intermediary fees, real-time FX rates, and automatic currency conversion for 40+ currencies.
Transfer speed
Intelligent auto-invest
Round up every purchase and invest spare change into diversified portfolios. Set custom rules, risk thresholds, and watch compound growth in real time.
Portfolio allocation
Real-time analytics
Every transaction, categorized and visualized the instant it happens. Spending patterns, savings forecasts, and actionable insights delivered daily.
Live metrics
Multi-currency vaults
Hold, convert, and spend in USD, EUR, GBP, JPY, and 36 more currencies. Lock in rates when they are favorable and auto-convert on your terms.
Currency vaults
Your money.
Fort Knox safe.
Every transaction is encrypted end-to-end with military-grade protocols. Our AI fraud detection catches threats before they reach your account.
- 256-bit AES encryption at rest and in transit
- Biometric authentication (Face ID & fingerprint)
- Real-time AI-powered fraud detection
- Instant card freeze from the app
- SOC 2 Type II certified infrastructure
Security status
All systems protected
$12B+
managed
Pricing — Choose your account
Simple, transparent pricing. No hidden fees. Ever.
Free
$0
Premium
$9/mo
Private
$49/mo
Open your Vault account
in 3 minutes.
Open your Vault account in 2 minutes. No paperwork, no branch visits, no minimum deposits.